As we all are facing the COVID-19 issues at this time, the only transaction that is working is the online transaction. People who work online know about the value of it and how much not only they can earn, but they can fulfill their basic requirements. We all know that there are lots of payment apps available in the market, and most of them are secured for their users.
Nowadays, people don’t like to stand in a queue, but they want to do online transactions. Either it is a work payment or bill payments, recharges booking ordering food, or anything.
People are comfortable paying online instead of paying. The actual benefit of paying online is that the user can track their transaction records anytime. They don’t need to manage a ledger book for small payments. Nowadays, many payment apps also provide vouchers; cashback offers to their regular users. So they can use it more and more for further transactions.
Today we are going to know about such bill payment apps that are very beneficial for people, and they love to use it. So let’s begin the list.
Paytm
It is the most popular app all over the world, especially in India. You can quickly pay bills, recharge your number, book your flight tickets, train tickets, bus tickets, shopping, movie tickets, order the food online, and so on. This app provides voucher codes to redeem on your next shopping or booking tickets. The offers are different for different users because the transaction process varies from person to person. This app is compatible with Android and iOS users so that you can download it.
The user needs to create the account and also needs to verify the KYC process. Otherwise, the user won’t be able to get offers. This app has 100 million users
Amazon Pay
It is another bill payment app launched in 2007 globally, and in 2017 it takes over India too. Well, the user needs to create an account on Amazon.com to get extra offer benefits and a little bit more discount on transactions. Amazon Pay ties with other fintech companies like Zest Money to enable no-cost EMI payment options. You can use this app while purchasing from the Big Bazar or any other malls. The user also gets a discount on Amazon prime video on the purchase of the account.
Google Pay
We all know that Google is the most trusted web browser all over the world. People mostly trust Google products, so they recently launched their bill payment app Google Pay. This app is quite easy, the user needs to create the account, and they can transfer the money with the help of the contact number only. But the contact number must be linked with their bank accounts; otherwise, transactions get failed. In a few years, only Google Pay will join the race with other apps and enjoy the journey. This app contains 100+ million users.
PhonePe
This app is less popular, but you can use it on the Flipkart app while completing the transaction. This app started in 2015, and now there are 100 million users. The user has to create the account and connect the bank details and create the UPI id for bill payment and other transactions. It is the fastest and safest bill payment app in India.
Mobikwik
Retailers mostly use this app, and it has 25 million users. In this app, the user has to add a credit card or debit card details for direct transactions, and all the data is completely secured. To get more popularity, the company is now working with small retailers and people, so they also continue their online purchases and get updated as much as possible.
Yono by SBI
It is another fantastic app that can be used by the SBI account holders. With the help of this app, the user can transfer the money, check balance, apply for the credit card, apply for the new debit card, invest cash on savings or mutual funds, and so on. All the things can be done with one app only. The fantastic thing about this app is the transactions have no charges, just like other banking apps. You need to open the bank account on SBI and then enjoy all the facilities with the app.
Haptik
This is a new app that also provides bill payment facilities to the users. This app offers 25 other services like booking cab, flight tickets, train tickets, bus tickets, movie tickets, booking an appointment on UrbanClap, and so on. It also helps to do recharges on the phone. The app provides discounts to their users, or they provide cashback offers. The app supports Amazon Pay wallets for the transactions.
Niki
It is an AI-based app that provides all kinds of facilities, from bill payments to movie tickets to cabs and air tickets. This app has everything that most users want. It is also the combo, but yes, it is not so popular, but it will in the future.
Tapzo
The name is quite different, but the work is the same bill payments, recharges, movie tickets, bus/train/flight tickets, cab bookings, and so on. Apart from this, the app provides lots of deals, discounts, coupon codes, and vouchers for the next transaction or booking or shopping. So the user can use it any time. It is also available on the Google Play Store and Apple Store.
ICICI Pockets
This is another banking wallet app that can only be used by the ICICI account holders. This app also provides all the facilities, from checking account balance to investment tips and options. So never miss the latest updates on the app.
Conclusion
All the bill payment wallets are popular among the people. Some have more users; some have less but choose the one or two apps that fulfill all your requirements, and you don’t need to go anywhere. Apart from online transactions, it is also necessary that the app provides customer support 24×7 to the people. Customer satisfaction is the only key to success in any business.